Business risk
Building
The building and everything that would remain in the property if it were turned upside down: installations, carpentry, floors, and fixed elements.
In practice
It does not include the value of the land, and that is the most common confusion when declaring the capital: what is insured is the cost of rebuilding, not what it cost to purchase.
Where it is addressed
This term is covered in Patrimonio familiar and applies when taking out Hogar.
