
A single insurance programme for the entire group
A master policy in the parent company's country, a local admitted one in each country where the group operates, and DIC/DIL clauses covering the difference. Governed from Spain, executed at the destination.
International partners
We have our own international risks department and, over the years, we have built with independent brokers across six continents a fabric of partners with a local broker in 140 countries: brokers who know the regulation, the insurers and the claims practice of their market. In each country we choose the correspondent for their specialism, and from Spain we direct the programme so that the parent company negotiates and renews under a single technical criterion.
Global network of independent brokers
Independent brokers working to a common service standard in almost every market. They issue, and answer for, the admitted local policy wherever the group opens a subsidiary.
Technology, life sciences and renewables · Spanish member since 2020
The association of brokers specialising in the risks of innovation. It sustains the covers a property policy cannot provide when the value lies in what the company researches and develops.
Latin America and the Caribbean
Independent brokers from each country in the region, with local knowledge of regulation, insurers and claims practice. A subsidiary in Bogotá or Mexico City stays within the same programme.
- Countries with a local broker
- 140
- Member brokers
- 700+
- Continents
- 6
- Independent since
- 1890
Six steps, one continuous mandate
Exposure mapping
The actual exposure of each group entity, country by country.
Programme design
Master and local policies, limits and DIC/DIL clauses.
Placement
Insurers with proven capacity in each market.
Local implementation
The accredited correspondent issues and services each local policy.
Ongoing advice
Covers and exposure are reviewed at each renewal.
Claims management
Locally and from Spain. This is where a broker proves its worth.
We map the exposure before proposing anything, and the mandate does not end at placement: it continues through every renewal and every claim.

We offer an all-inclusive advisory and coverage service for foreign companies looking to establish themselves in Spain.
What we offer
Spanish market
Our multilingual and multidisciplinary team of insurance experts understands the complexities of the Spanish market, providing personalised solutions tailored to each client.
Legal framework
At JORI, we deeply analyse the legal framework of each sector and business type to deliver services fitting all activity scopes, ensuring full regulatory compliance.
Programme management
We coordinate master and local policies, DIC/DIL clauses, and claims handling in each country, backed by local managers and customer support.
