
A single insurance programme for the entire group
A master policy in the parent company's country, a local admitted one in each country where the group operates, and DIC/DIL clauses covering the difference. Governed from Spain, executed at the destination.
International partners
We have our own international risks department: they choose the correspondent in each country for their expertise in that market, and they manage the programme from Spain so that the parent company negotiates and renews at a single point.
Correspondents are chosen for their specialism in each market, from within the networks we belong to. That is what allows the local policy to be issued by someone who knows the class of business there.
Personal service, professionalism, expertise and long-term vision.

We offer an all-inclusive advisory and coverage service for foreign companies looking to establish themselves in Spain.
What we offer
Spanish market
Our multilingual and multidisciplinary team of insurance experts understands the complexities of the Spanish market, providing personalized solutions tailored to each client.
Legal framework
At JORI&, we deeply analyze the legal framework of each sector and business type to deliver services fitting all activity scopes, ensuring full regulatory compliance.
Program management
We coordinate master and local policies, DIC/DIL clauses, and claims handling in each country, backed by local managers and customer support.