Transport
Between the dispatching warehouse and the receiving one, goods change hands several times, and each leg answers under a different regime: the Incoterm allocates the obligation to insure, the applicable convention caps what the carrier pays and the terminal accumulates more value than anyone declared. We know how the market underwrites goods in transit and the operator's liability, and we arrange with you a programme in which every leg of the journey has its cover.
The covers that support a company in this sector
Each one is designed based on the company's real exposure. None are contracted the same in two companies in the same sector.
- Cargo insuranceGoods in transit and open cover
- International insurance programmesMaster policy and admitted local policies
- Trade credit and surety insuranceSecured collection and per-buyer limits
- Claims management for businessesTechnical defence of the claim
- Fleet and company vehicle insuranceTotal cost, not just premium
- Car and motorcycle insuranceClear cover, fast handling
Lo que nos preguntan en transport
Is it necessary to insure the goods if the carrier already has insurance?
The carrier's insurance covers their liability within the applicable regime limits, which are calculated by weight. The carrier is responsible from the moment they receive the goods until they deliver them, and it is they who must prove the cause that exonerates them, so the discussion rarely centres on fault: it is on the compensation limit. The goods policy covers the value of the cargo regardless of who is responsible, and it bridges the gap between that per-kilo limit and the value of what travels in the lorry.
With which incoterm am I required to contract insurance?
Only CIF and CIP oblige the seller to contract cover, with different scopes: CIP requires broad conditions, and CIF is satisfied with the minimum. In other terms, the goods travel insured according to what each party has understood, so it is advisable to fix it in the sales contract before the first shipment.
What does an open policy offer compared to insuring trip by trip?
The open policy automatically covers every shipment that fits the agreed conditions and is declared afterwards, by application or regularisation, so no shipment is excluded for not being communicated in time. In return, it requires discipline in periodic regularisation, which is the obligation that sustains it.
Our publications related to the Transport sector
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Open transport policy: how it is set up and what needs to be declared
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