InsightsTopic
Property risks: assets, continuity, and capital
Material damage is quickly understood; what is almost never calculated well is how long the activity will be halted and with what capital it will be rebuilt. In this topic, we gather what we publish about asset valuation, business continuity, and the clauses that determine compensation.
Where it is contracted
Solutions for this topic
Property DamageProtection against unforeseen events that could compromise assets, operations and business continuity.ConstructionSolutions to anticipate risk throughout project development and construction.
Sectors where it weighs the most:AlimentaciónQuímico y FarmacéuticoRetail – ComerciosJoyería y relojería
Resources
Material on this topic
ChecklistReview of capital for an industrial risk.How to review building, machinery, stock, and gross margin to avoid discovering underinsurance on the day of the claim.ToolUnderinsurance and average-clause calculatorEnter the real value of the asset, the insured capital and the amount of the damage to see what compensation would correspond.
Glossary
Vocabulary that appears here
Machinery breakdownLeasing clauseConsequential damageAbolition of the proportional ruleElectronic equipmentStockTime excessUnderinsuranceInsurable gross marginLoss of profitsIndemnity periodFirst loss policyProportional ruleReinstatement of limitExtraordinary risksNamed risksAll-risk material damageReplacement value as newMarket value
