Business risk
Electronic equipment
Cover that protects against sudden damage to hardware, instrumentation, and process equipment, including laptops when agreed.
In practice
Distinguishes the equipment from the data: the replacement of information and the cost of reconstructing it are covered separately, and in many companies, they are worth more than the device.
Where it is addressed
This term is covered in Riesgos patrimoniales and applies when taking out Daños Materiales.
