Business risk
Insurable gross margin
Part of the turnover that does not disappear with the stoppage because it corresponds to costs that continue to run.
In practice
It is the magnitude insured in loss of profits, not sales. Calculating it on the income statement of the last closure, and projecting it to the current year, avoids the most expensive underinsurance that exists.
Where it is addressed
This term is covered in Riesgos patrimoniales and applies when taking out Daños Materiales.
