People and workforce
Pre-existing condition
Illness or condition prior to contracting, usually excluded in individual health policies.
In practice
In large collectives, its cover is often negotiated without a medical questionnaire, and it is one of the real differences between a well-negotiated company policy and the sum of individual policies.
Where it is addressed
This term is covered in Personas y plantilla and applies when taking out Seguro de salud colectivo.
