Business risk
Ransomware
Programme that encrypts an organisation's systems and conditions their recovery on the payment of a ransom.
In practice
The cyber policy organises the response —forensic, negotiation, restoration— and covers the downtime. Disconnected and tested backups remain the most effective way to reduce impact and are the first thing the underwriter asks about.
Where it is addressed
This term is covered in Ciberriesgo y datos and applies when taking out Ciber-riesgo.
