People and workforce
Unit linked
Life insurance in which the policyholder assumes the investment risk and chooses among the available baskets.
In practice
With no contribution limit and with advantages in transmission, it is a wealth planning tool as well as a savings product. The market risk is borne by the policyholder, not the insurer.
Where it is addressed
This term is covered in Ahorro y jubilación and applies when taking out Ahorro familiar.
