The contract
Accident
Event of violent, sudden, external cause beyond the insured's will that causes bodily or material damage.
In practice
All four notes are required at once, and it is the missing one that decides the file: an injury from repeated effort is rarely sudden, and foreseeable damage is rarely beyond one's will.
Where it is addressed
This term is covered in Personas y plantilla and applies when taking out Accidentes.
