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Business risk

Operational liability

Cover for damages caused to third parties by the company's activities, its facilities, and its employees.

In practice

It is the core of the RC and the starting point to which employer's, product, post-completion, or tenant's liability are added. The relevant aspect is not the general limit, but what sub-limit each extension carries.

Where it is addressed

This term is covered in Responsabilidad civil and applies when taking out Responsabilidad Civil.

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