Business risk
Employer's liability
Guarantee that responds to an employee's claims for a work accident when there is fault on the part of the company.
In practice
It almost always goes by sub-limit and with a limit per victim decided by the file. The surcharge on Social Security benefits is a penalty and is not insurable: it is advisable not to confuse it with this cover.
Where it is addressed
This term is covered in Responsabilidad civil and applies when taking out Responsabilidad Civil.
