The contract
Abolition of the proportional rule
Clause that deactivates the proportional reduction of the compensation despite the existence of underinsurance.
In practice
It is expressly contracted and rarely included by default. When it exists, it usually carries a tolerance margin —of ten or fifteen percent— which is advisable to know before relying on it.
Where it is addressed
This term is covered in Riesgos patrimoniales and applies when taking out Daños Materiales.
